Buy coverage online

In This Section:

As a brokerage that has been dealing with our clients over the phone for a number of years, we are very pleased to provide you, our client, with the ability to apply for and purchase your Visitors to Canada product online in an easy step-by-step process. Available to you are 4 of our preferred products in regards to coverage and price, and the choice is up to you. See the brief summaries of our products to help you choose, or you can go to our Apply Now section, provide us with basic details of yourself and your trip, we will respond back with our recommendation.

GMS (Group Medical Services) Buy Now

Benefits

  • 24 hours Assistance Center
  • Ambulance; Hospital (semi-private)
  • Diagnostic; Physician and surgeon
  • Prescription Drugs: 30 days
  • Accidental Dental: $2,000
  • Emergency Dental: $250
  • Funeral: $3,000 to return home / $2,000 for burial at place of death
  • Stable Chronic Conditions:
    included up to age 80

Exclusions

  • Coverage not available after 1 year in Canada (6 months if age 55 and older)
  • Deductibles are per CLAIM.
  • Pre-existing conditions:
    • 180 Day Look Back Period
    • No coverage for recurrence or complication of already claimed medical condition.
  • Coverage for Flights to/from
    Canada are excluded

* This is just a brief summary. See the GMS page for a more detailed summary. For full details, see the policy wording.



SRMRM Buy Now

Benefits

  • Application to be covered for Pre-existing Conditions may be made online.
  • Ambulance: $10,000
  • Diagnostic (X-ray, lab tests): $10,000
  • Prescription drugs: 30 days, $5,000
  • Accidental Dental: $1,000
  • Funeral: $5,000 to return home
  • Deductible applies once per insured
    person per trip
  • *Expatriate coverage available

Exclusions

  • Maximum 180 day coverage, Top-up coverage available
  • Pre-existing conditions:
    • 90-day look back period
    • Written confirmation of coverage from the Company to ensure that you are covered for Pre-existing Condition
  • No coverage for recurrence or complication of already claimed medical condition.
  • Air ambulance not covered unless approved in advance by the company
  • Changes in pre-approved Pre-Existing Condition without notifying company may result in
    denial of coverage

* This is just a brief summary. See the SRMRM for a more detailed summary. For full details, see the policy wording.



Manulife Financial

Benefits

  • 24 hours Assistance Center
  • Ambulance transportation
  • Hospital (semi-private)
  • Physician and surgeon
  • Diagnostic (X-ray, lab tests)
  • Prescription Drugs
  • Follow up visits
  • Accidental Dental: $3,000
  • Emergency Dental: $300
  • Funeral: $3,000 for preparation / $3,000 for transportation or burial at place of death
  • No limits on amount of days
    you want to be covered for

Exclusions

  • Deductibles are per CLAIM.
  • Pre-existing conditions:
    • 180 Day Look Back Period
    • 12 months for hospitalization.
  • Plan B covers stable conditions for residents of certain countries.
  • Coverage for Flights to/from
    Canada are excluded

* This is just a brief summary. See the Manulife page for a more detailed summary. For full details, see the policy wording.



TIC

Benefits

  • 24 hours Assistance Center
  • Ambulance; Hospital (semi-private)
  • Diagnostic; Physician and surgeon
  • Prescription Drugs - $500
  • Accidental Dental - $3,000
  • Emergency Dental - $500
  • Funeral: $10,000 to return home or $4,000 for burial at the place of death
  • Accidental Death and Dismemberment
  • 3 more follow up visits
  • Stable Pre-existing Conditions -
    included up to age 69.
  • Coverage for Flights to/from
    Canada are included.

Exclusions

  • Deductibles are per CLAIM.
  • Pre-existing conditions:
    • 180- day look back period up to age 79
    • Lifetime for age 80 and over unless a medical questionnaire has been completed and approved by TIC.

* This is just a brief summary. See the TIC page for a more detailed summary. For full details, see the policy wording.